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It’s the same story everywhere you go in the car world, on Reddit, in forums, or in the comment sections: people who made terrible decisions and are full of regret.

This is Credit Cards 101! Everything you beginners need to know about that little piece of plastic! Let’s go!

The difference between the super-rich people in the world and you comes down to a few crazy habits.

There’s no worse feeling than buying a new car that fits in your budget, only to find out that the insurance premiums on your new ride are going to leave your wallet with nothing but dust bunnies. Luckily, we’re here to fill you in on the cheapest cars to insure in 2021. This list is based on average yearly costs for an 18-year-old living in Pennsylvania. And, obviously, the prices on this list aren’t going to apply to everyone. There’s about a billion factors that affect what your insurance premium costs you, but by the end of this article, you should have a pretty good idea of what are the best cars for young drivers who don’t want to splurge on insurance. Let’s get into it.